Skip to content

Topic

Central Bank Digital Currency

A digital form of a central bank's fiat currency, used for retail payments or wholesale interbank settlement, unlike private cryptocurrencies.

Current stories

investConfirmed3 publishers

Sweden's Riksbank asks parliament to prepare digital krona law while taking no position on issuing one

Sweden's Riksbank told parliament in an Oct. 7 letter that a digital krona would take at least five years to build, before counting legislative time. It has taken no position on issuing one but recommends starting legal preparation anyway.

Perspective Coverage

3 publishers
Builder
Builder 15%
Operator
Operator 45%
Investor
Investor 40%

Reality

Evidence62
Adoption
Not scored
Hype gap+8
Incentives
Not scored
Confidence68
investOne report1 publisher

Bank of England urges UK firms to build sterling stablecoins while the digital pound waits

Bank of England sees no urgent need for a retail digital pound, a Deputy Governor said on 12 October 2026. It expects three dominant sterling stablecoins at about EUR 46 billion of demand each, so the field for new issuers is narrow.

Publishers:thepaypers.com

Reality

Evidence40
Adoption
Not scored
Hype gap
Not scored
Incentives55
Confidence50
investOne report1 publisher

MAS plans to settle tokenised bills in wholesale CBDC after a three-bank overnight lending trial

Singapore's central bank will step up wholesale CBDC and stablecoin regulation work, MAS managing director Chia Der Jiun said on Friday. His wording is wider than central bank money alone, since deposit tokens and stablecoins get roles of their own.

Reality

Evidence50
Adoption15
Hype gap+10
Incentives
Not scored
Confidence55
investOne report1 publisher

Breeden sees no rush on a digital pound while sterling stablecoins hold under $6 million of $308 billion

Bank of England Deputy Governor Sarah Breeden says there is no need to rush a digital pound, with a decision due before the end of 2026. Sterling stablecoins were under $6 million of a $308 billion market in late 2025. The private money she points to is still thin.

Reality

Evidence45
Adoption2
Hype gap+40
Incentives35
Confidence50
investOne report1 publisher

Bank of Korea governor tells lawmakers private firms should run stablecoins

Bank of Korea Governor Hyun Song Shin told lawmakers on October 12 that private companies should issue and run stablecoins. The bank keeps building Project Hangang, and crypto.news reported that the remarks came without licensing rules.

Publishers:crypto.news

Reality

Evidence50
Adoption
Not scored
Hype gap−10
Incentives
Not scored
Confidence55
investOne report1 publisher

IMF says regulation can handle the surveillance fears around the Bank of Korea's token project

IMF officials said privacy risks in central bank digital money can be managed through regulation and design, as protest banners went up at the Bank of Korea. Their comments give the central bank an outside voice to cite while it keeps building Project Hangang.

Publishers:en.sedaily.com

Reality

Evidence45
Adoption
Not scored
Hype gap+15
Incentives40
Confidence50
investOne report1 publisher

Bank of Korea says only banks can hold Project Hangang's digital currency

Bank of Korea official Kim Dong-sup said the bank has no plan for a retail CBDC and only banks can hold Project Hangang's digital money. Commercial banks keep the customer in a pilot already used for a government EV-charger subsidy.

Publishers:en.sedaily.com

Reality

Evidence45
Adoption20
Hype gap+15
Incentives70
Confidence50
investOne report1 publisher

Digital euro mandate hands eurozone merchants a free alternative to Visa and Mastercard by 2029

Eurozone businesses must accept the digital euro by 2029, a free payment option aimed at the 47% of card payment value that Visa and Mastercard process. Adyen, a pilot member, says merchant demand is still thin, so the networks are likelier to feel it in their fees before their share.

Publishers:fortune.com

Reality

Evidence55
Adoption12
Hype gap+25
Incentives65
Confidence50
investOne report1 publisher

HKMA takes Hong Kong's debt settlement platform on-chain around the clock by year end

The Securities and Futures Commission is drafting a digital-asset licensing regime alongside the upgrade, and the Hong Kong dollar stablecoin already in circulation totalled 522,000 tokens on August 19.

Reality

Evidence48
Adoption22
Hype gap+32
Incentives58
Confidence45
investOne report1 publisher

Cipollone dates Europe's wholesale tokenised euro three years ahead of the retail one

A speech the BIS published on September 15 puts the Pontes settlement link live this month, Appia's market integration in 2028 and a possible first digital euro issuance in 2029, with the legislation that date depends on due by late this year.

Reality

Evidence55
Adoption
Not scored
Hype gap+25
Incentives60
Confidence45
investOne report1 publisher

WSJ puts Lagarde inside a Greek licensing call the ECB has no power to make

Binance spent about 18 months on its Greek MiCA file and withdrew it on June 24, a week before the deadline, after Greek officials had already told ESMA the regulator intended to approve.

Publishers:crypto.news

Reality

Evidence45
Adoption72
Hype gap+18
Incentives62
Confidence50
investOne report1 publisher

CLARITY needs seven Democrats even if all four Republican holdouts come back

Cloture on H.R. 3633 failed 49-50 on Sept. 15 with every yes vote Republican. Add the four Republican noes back to the yes column and the count reaches 53, still seven short of the 60 the Senate requires.

Reality

Evidence62
Adoption68
Hype gap+15
Incentives60
Confidence58
investOne report1 publisher

Korea's deposit-token pilot raised its ceiling fifty-fold on a regulator's sign-off

The People Power Party's leader says he opposes a central bank digital currency until safeguards are written into law. The July expansion of Project Hangang cleared through the Financial Services Commission.

Publishers:en.sedaily.com

Reality

Evidence40
Adoption28
Hype gap+22
Incentives72
Confidence45
investOne report1 publisher

Twenty-three investors bought the whole Rs 1,025 crore of SEBI's first tokenized bond batch

Demat 2.0 settled REC, L&T and IIFL paper against the wholesale digital rupee on the day of bidding, with the same ISINs, coupons and ratings the bonds would have carried anyway.

Reality

Evidence55
Adoption35
Hype gap+25
Incentives65
Confidence50
investOne report1 publisher

Bank of Korea's governor: won at 13-month high, sees room for further decline

Hyun Song Shin says he sees room for the won-dollar rate to fall further. He also sizes Korea's up-to-$20bn-a-year US investment pledge at 4.7 per cent of $427bn in reserves, a comparison meant to show that the flow is one the country can absorb.

Publishers:en.sedaily.com

Reality

Evidence44
Adoption38
Hype gap+26
Incentives71
Confidence41
investOne report1 publisher

Russia wires the digital ruble into checkout while crypto payments stay banned

Named telecoms and marketplaces begin taking the state's digital ruble on September 1, and a phased law makes acceptance compulsory by 2028, while paying with crypto stays illegal.

Reality

Evidence42
Adoption48
Hype gap+22
Incentives55
Confidence40
investOne report1 publisher

Wildberries and Ozon put the digital ruble at checkout on September 1

Russia's two dominant marketplaces say they will accept digital rubles from September 1, with wallets opening inside existing bank apps. The mandate for large chains is dated a year later.

Reality

Evidence28
Adoption24
Hype gap+34
Incentives68
Confidence33

Earlier coverage