Japan's FSA asks banks and crypto exchanges to drop photo-ID checks before the 2027 deadline
Japan's FSA asked banks and crypto exchanges to swap photographed-ID checks for IC-chip reading now, ahead of an April 1, 2027 deadline. The request follows a Times Car breach of about 1.6 million license images, Cryptopolitan reported, and leaves each firm to decide whether to pay for the switch this year or wait for the law.
Reality
- Evidence42
- Adoption
- Not scored
- Hype gap+20
- Incentives
- Not scored
- Confidence40
Consumer Reports puts digital scam exposure at nine in 10 American adults
Consumer Reports polled nearly 5,000 US adults and found 90% had been targeted by a scam or cyberattack and 17% had lost money. At those rates scam exposure is a routine risk for any workforce or customer base, and one scam in five already arrives personalized.
Reality
- Evidence50
- Adoption
- Not scored
- Hype gap+35
- Incentives55
- Confidence50
The FBI counted $893 million in AI-linked fraud losses in its first year of tracking them
The bureau's first year of counting AI-flagged complaints puts the losses on consumer money flows, where cheap voice cloning meets instant payment rails and any fix has to live inside the product itself.
Reality
- Evidence48
- Adoption62
- Hype gap+12
- Incentives58
- Confidence55
Paid gig workers passed the video liveness checks for an AI-run catfishing network
Anthropic's misuse report and The Verge's tour of the still-listed apps describe a dating-app network that ran most of its conversations on models and paid a small human crew to appear on camera.
Reality
- Evidence65
- Adoption55
- Hype gap+12
- Incentives60
- Confidence62
Anthropic and OpenAI shipped three frontier models in the month before Amodei's pacing call
Dario Amodei's essay has endorsements from Sam Altman and Demis Hassabis. No lab has named a model that will arrive later, and none has said how much later, so your release-date assumptions hold until one does.
Reality
- Evidence40
- Adoption12
- Hype gap+55
- Incentives70
- Confidence45
FBI logged 22,000 AI-linked fraud complaints in its first year of counting them
The bureau's 2025 total of roughly $893 million comes only from victims who filed and from cases where investigators could identify the AI, and two of its subtotals overlap enough to exceed it. It is a floor.
Reality
- Evidence55
- Adoption58
- Hype gap+15
- Incentives60
- Confidence45
Guardio's existing backers price their own round at 7.3 times recurring revenue
The $40 million is small on purpose, because Amos Peled says his current holders wanted more stock and the company does not burn cash, which makes $1.1 billion a mark set by investors already long. Assaf Rappaport bought in beside them.
Reality
- Evidence36
- Adoption57
- Hype gap+30
- Incentives79
- Confidence50
Tinder extends its mandatory face scan to members who joined before the rule
Tinder says 98 percent of its moderation actions chase fake accounts, scams and spam, which is how a face scan became the price of entry at more than a dozen dating platforms and a default expectation everywhere else.
Reality
- Evidence54
- Adoption72
- Hype gap+28
- Incentives78
- Confidence55
Americans report eight cents of every scam dollar the FTC thinks they lost
Reported US scam losses set a record at $15.9bn, against an FTC estimate near $200bn for 2024. Any statute making banks reimburse victims would be priced off the estimate, which is why nobody prices it.
Reality
- Evidence55
- Adoption
- Not scored
- Hype gap+18
- Incentives38
- Confidence52
Fraud budgets are moving ahead of the loss data in Experian's survey of 200 firms
Experian's respondents are funding fraud controls ahead of their own loss experience, so the question facing a finance team this quarter is less whether AI-enabled attacks land than which budget carries the answer.
Reality
- Evidence32
- Adoption55
- Hype gap+34
- Incentives82
- Confidence54
Basware buys Trustpair because approving the invoice no longer tells you who gets the money
The deal bolts payee verification onto invoice approval. Its commercial case rests on a 68-point gap between finance teams seeing AI document fraud and the ones that call themselves ready.
Reality
- Evidence30
- Adoption
- Not scored
- Hype gap+42
- Incentives85
- Confidence45
Experian's 2026 fraud numbers move the work from catching events to proving people
The report describes fraud as a chain, not a moment. That pushes spend toward verification and turns every channel where a human can be persuaded into a control point.
Reality
- Evidence34
- Adoption56
- Hype gap+28
- Incentives76
- Confidence42
Robin Williams' children reactivated his dormant profile to supply authentic footage where the fakes circulate. It is cheaper than chasing recreations, and other rights holders will copy it.
Reality
- Evidence55
- Adoption22
- Hype gap+32
- Incentives58
- Confidence60
The fluent cohort is the scammed cohort: 70% of 18-to-22s hit by an AI scam
Malwarebytes reports seven in ten 18-to-22-year-olds met an AI-related scam last year, against half of the general population. The gap is widest on synthetic media.
Reality
- Evidence26
- Adoption30
- Hype gap+34
- Incentives76
- Confidence34