Company
Brazil-based digital bank and Latin America's largest fintech, offering banking, credit and investment services across Brazil, Mexico and Colombia.
Nubank launched US operations on September 10 through Lead Bank at 3.50% APY instead of waiting for its own national bank charter. Crowdfund Insider did not report the commercial terms with Lead Bank, so the margin on that rate cannot be checked.
Reality
Monzo has held early talks with CVC and Advent International on selling a minority stake of up to 15% after a full sale to Nubank broke down over price. Whatever a fund pays for that stake will test the £10bn Monzo wanted against the £4.5bn mark it set in 2024.
Reality
Nu Holdings, the reported bidder behind an £8 billion to £10 billion Monzo valuation, said in a Sept. 30 filing that it is not pursuing a deal. Monzo's board now has to find that price among investors buying stakes of up to 15%.
Perspective Coverage
3 publishersReality
Monzo is in early talks to sell to Nubank at a reported £8bn to £10bn, against a £4.5bn valuation from an October 2024 employee share sale. A deal would likely end its plans to float, costing London one of the fintech listings officials hoped would revive a depleted market.
Perspective Coverage
4 publishersReality
Itau, Nubank and Banco do Brasil now broker dozens of tokens for retail clients while Central Bank filings show none of it on their own books, which makes the shelf a fee business carrying no inventory risk.
Perspective Coverage
3 publishersReality
Nu Global advertises about 3.50% on USDC and 2.20% on EURC, and Sygnum's Swiss bank supplies the conversion, custody and rails behind it. Nubank is buying the licensed layer.
Reality
Circle's USDC market cap reached about $75 billion in 2025 after 73% growth. Roughly 76% of the emerging-market digital banks routing dollars over those rails have yet to turn a profit on the customers they sign.
Reality
Nubank launched US accounts through a sponsor partnership with Lead Bank while it works to capitalize a subsidiary the OCC has conditionally approved. It also launched a stablecoin account advertising 3.50%.
Reality
Nubank said in Miami it will soon sell higher-yield deposits, credit cards and payments across 35 countries in the United States, with a cofounder relocated to run it and a partner bank holding the permission it has applied for.
Reality
Net income rose 49% to $1.1 billion at a record 33% return on equity while Nubank opened its Mexican bank and pursued charters in Brazil and the US. Cost of credit is up 60% year over year.
Reality