Above $500,000 a year, 36.6% of households still say they live paycheck to paycheck
Goldman Sachs Asset Management's 2026 retirement survey finds 36.6% of households earning over $500,000 say they primarily live paycheck to paycheck. The share bottoms at 22.2% at $100,000 to $200,000, so pay explains the low end and spending the top.
Reality
- Evidence55
- Adoption
- Not scored
- Hype gap+15
- Incentives
- Not scored
- Confidence55
buildOne report1 publisher PLACE agrees to buy Ardley to mine lenders' own loan books for repeat borrowers
PLACE agreed to buy Ardley, a mortgage retention software firm that says it has structured more than $10 billion in loan applications. With Maxwell, the point-of-sale vendor it bought in September, PLACE would own both the borrower targeting and the application screen that targeting feeds.
Reality
- Evidence40
- Adoption35
- Hype gap+25
- Incentives70
- Confidence45
Goldman Sachs finds financial strain also high among Americans earning over $300,000
Goldman Sachs Asset Management found 36% of US respondents earning over $300,000 say they live paycheck to paycheck, against 23% in the $100,000-$300,000 band. For employers, that makes salary a poor guide to which senior staff feel financially secure.
Reality
- Evidence45
- Adoption
- Not scored
- Hype gap+15
- Incentives40
- Confidence50
Goldman Sachs Asset Management's retirement survey found that 37% of people earning more than $500,000 live paycheck to paycheck. Goldman cautions that this strain may mean something different for retirement at that income, so the figure is a reason to look at rich clients' budgets.
Reality
- Evidence55
- Adoption
- Not scored
- Hype gap+20
- Incentives60
- Confidence55
Goldman Sachs survey finds share of Americans raising their savings fell to 39% from 55%
Goldman Sachs says 39% of Americans in its retirement survey raised their savings into 2026, down from 55% a year earlier. Confidence fell by less, to 58% on track from 68%, so saving behaviour is weakening faster than sentiment.
Reality
- Evidence45
- Adoption
- Not scored
- Hype gap+20
- Incentives50
- Confidence45