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Research lab

Bank of America Institute

Research arm of Bank of America that publishes economic and consumer analysis drawn from the bank's customer data.

Known aliases

  • BofA Institute

Current stories

investOne report1 publisher

AI-led stock rally lifts Americans 55 and over to $140 trillion, three-quarters of US net worth

Bank of America Institute says Americans 55 and over held about $140 trillion in the second quarter, three-quarters of US net worth. Their spending now depends on a stock rally that a few AI companies drove.

Publishers:fortune.com

Reality

Evidence58
Adoption
Not scored
Hype gap+20
Incentives
Not scored
Confidence55
investOne report1 publisher

Leaving a job now pays 3 points more than staying, down from 11 in 2022

Bank of America Institute data show job-switchers' pay growth fell from nearly 18% in 2022 to 8% in early 2026, against 5% for stayers. Employers saved mostly on hiring offers, and a September update shows that premium climbing again.

Publishers:fortune.com

Reality

Evidence55
Adoption
Not scored
Hype gap+15
Incentives30
Confidence55
investConfirmed3 publishers

More than half of Gen Z investors moved investing money into sports bets that lose every month

Fifty-two percent of Gen Z investors moved money meant for investing into sports betting in the past year, a Betterment survey of 1,000 investors found. Bank of America's payment data puts what every generation recovers from sportsbooks each month below 75 cents on the dollar, so the diverted cash is a running cost.

Perspective Coverage

3 publishers
Builder
Builder 7%
Operator
Operator 22%
Investor
Investor 71%

Reality

Evidence62
Adoption50
Hype gap+30
Incentives55
Confidence60
investOne report1 publisher

Citi expects Meta's month-old Muse to earn $23 billion a year from transactions by 2030

Citi forecasts more than $27 billion of revenue from Meta's Muse by 2030, about $23 billion of it from transactions. The estimate prices a personal agent as a commerce business competing with search, on the strength of 1.8 million daily users.

Reality

Evidence35
Adoption25
Hype gap+65
Incentives45
Confidence40
investOne report1 publisher

Older millennials spend about twice what Gen Z does on hobbies, Bank of America Institute finds

Older millennials spend just over twice what Gen Z does per customer on hobbies, according to a Bank of America Institute analysis. If the bank's economist is right that life stage drives the gap, younger millennials will grow into the same spending.

Publishers:fortune.com

Reality

Evidence45
Adoption
Not scored
Hype gap+20
Incentives
Not scored
Confidence50